How to Pay for Rehab in Denver, Colorado

Paying for rehab in Denver can be easier than one may believe. Often, individuals are unaware of the options available to help them get this much-needed care for recovery from drug and alcohol addiction. This kind of care can make a major difference in someone’s journey of recovery. Understanding the different options to pay for this help can make accessing it easier.

Drug Addiction in Denver, Colorado

Drug addiction is prevalent in communities across the country, and Denver has not been left unscathed. In 2022 the Colorado Attorney General’s office reported that 3.7% of the population in Colorado aged 12 and older had misused prescription painkillers in the past year. This totals out to about 189,000 people. The number of overdoses and overdose deaths has gradually increased over 10 years, many due to synthetic opioids such as fentanyl. Addiction in Denver is prevalent, and without proper care, the devastating impacts will continue.

Does Insurance Cover Rehab in Denver?

The Affordable Care Act, ACA, signed into law by President Obama in 2010 outlines that drug and alcohol addiction are chronic conditions that must be a covered option under health insurance benefits. Each plan is individual and the best way to know the specifics of a given plan’s coverage is to reach out and ask. However, in a general sense, an individual can pay for rehab in Denver, Colorado using health insurance.

Types of Insurance Coverage for Rehab

Several different options can help to cover the cost of drug and alcohol rehab for those who need this kind of care. Learning how to live without using these substances is a crucial component of addiction recovery. Utilizing health insurance benefits to help cover the costs associated with drug and alcohol rehab can be the quickest and easiest way to begin on a path to recovery. Understanding these coverage options, and how they can be beneficial can help to shed light on how to pay for rehab in Denver, Colorado.

EPO

Exclusive Provider Organization (EPO) insurance policies offer a network of providers who can address individual needs. This type of policy is restrictive to using the approved network providers to receive the benefits of the policy, except in emergencies. Typically, no referral is required to see a provider, but they do not cover out-of-network care. Many in-network options for rehab are available and they can help the individual on their recovery journey.

HMO

Health Maintenance Organization (HMO) insurance policies are similar to EPOs. They have a network of providers approved to be utilized under the plan. The members are required to choose a primary care physician and need referrals to see specialists. Usually, out-of-network care is not covered under these policies, except in emergencies, making them a more affordable option for healthcare coverage. As with EPOs, several in-network providers can utilize this type of insurance to help the individual begin their recovery.

PPO

Preferred Provider Organization (PPO) policies are less restrictive. They provide flexibility when choosing healthcare providers, allowing the individual to choose their own. They cover both in and out-of-network providers, though the specific coverage details can vary. Staying in-network may provide a lower out-of-pocket cost, however, it can provide a greater choice for the individual to receive the care they need and desire.

Self-Pay Rehab Options

When it comes to paying for rehab in Denver, Colorado knowing all the different options is crucial. Drugs like fentanyl and heroin are causing devastation throughout the country, and getting the necessary care can help prevent deaths and devastation in these communities. Self, or private, pay options are available. This is an option for those with the financial means to cover the cost who do not want to use insurance or those who do not carry private insurance. Often, rehab facilities offer a discounted rate for individuals who would like to utilize the cash-pay option for treatment. Reaching out to the specific rehab can provide the details of their self-pay options.

Financial Assistance Programs for Rehab in Denver

Another option for rehab in Denver, Colorado is financial assistance. This can come in the form of loans to help cover the costs as well as grants provided through state, federal, and private organizations. Several resources can be utilized for finding these types of assistance programs. Googling how to locate these in a specific area could be beneficial. There is also the Substance Abuse and Mental Health Services Administration, or SAMHSA, that can help someone find different grants available in their area.

Finding Rehab in Denver, CO

Struggling with drugs and alcohol is a challenge that can be hard to endure. Many people are unaware of the help that is available to them, and how to receive it. If you or a loved one are struggling, we can help. At Flatirons Recovery, we provide a healing and safe environment in which individuals seeking recovery can begin their journey. Our caring and professional staff help these individuals navigate the beginning stages of recovery. They provide the necessary tools and skills for maintaining this new lifestyle. Call us today and begin your recovery journey.