How Much Does Rehab Cost?
The cost of rehab can be a major barrier when it comes to someone receiving this much-needed help. Many people aren’t aware of the different options that can help with covering these costs, making rehab more accessible for those who need it.
It can vary from center to center, and a center that can cater to an individual’s particular needs may seem out of reach for some. However, with the different options to help cover rehab, this is an attainable goal.
How Much Does Rehab Cost?
As previously stated, the cost of rehab varies with each rehab center. Different factors play a role in the cost of funding rehab. Each level of care in rehab will have a different base cost, with detoxification being one of the higher costs.
Treating alcohol and drug addiction is crucial to avoiding severe impacts on the individual’s lifestyle. Overcoming barriers to treatment is a vital first step.
Factors for Cost
Many different factors can play a role in the cost of rehab. Some of the factors that can play a role in the cost include therapies offered, amenities, and the location of the rehab. Other factors can be more personal. These factors include the history of addiction, types of substances being used, insurance coverage as well as others.
Factors such as length of stay, intensity of treatment, and level of care also play a role in the cost of rehab. When it comes to the level of care, lower levels such as IOP can have a significantly lower cost than others such as detox or residential.
IOP & PHP Costs
As previously stated, the cost of rehab in an IOP setting is one of the lower-end costs. Because this level of care is usually available after an individual has stabilized, it is less intensive and provides more freedom for the individual to live their life independently.
Another lower-cost option is a partial hospitalization program or PHP. During this type of rehab, an individual attends daytime treatment during designated hours and returns to a supportive environment that promotes long-term recovery.
Outpatient Rehab
Outpatient rehab is just as it sounds. It is a level of care that is the lowest in intensity, and the cost of rehab in an outpatient setting is the lowest. At the point where outpatient would be a viable option, the individual is stable and can maintain daily life without using substances.
These individuals may have already gone through more intensive treatment and gained the necessary tools and skills that can aid in them being able to stay abstinent.
Local Rehab vs Destination Rehabs
Looking into local options can help cut costs when it comes to considering the cost of rehab. With destination rehab comes travel costs. Traveling can be pretty pricey as is, and when someone is struggling with substances, finances can be affected. If an individual chooses to travel for rehab, the cost of rehab can fluctuate to include the cost of travel.
Ways to Pay for Rehab
Individuals who are looking for help and worried about the cost of rehab should understand there are several different options to aid in covering the financial load. These options can make it easier to access this much-needed care and begin a healthier and happier lifestyle.
Loans
Different loan programs can help with covering the costs of addiction treatment. Getting financial aid through a loan helps to cover the up-front costs without straining the individual financially. It allows repayment over time, without a large amount of money being paid upfront from personal finances.
Scholarships
Many different centers offer scholarships. Scholarships allow the rehab center to provide the same care that others receive with little to no financial obligation. These scholarships are available on a case-by-case basis, and up to the discretion of the center itself.
Government Assistance
With the impact of drug and alcohol addiction across the country, different government programs help by making access to necessary care more attainable.
SAMHSA, the Substance Abuse and Mental Health Services Administration, offers different financial assistance programs to help cover the cost of rehab. Reaching out to the government program directly for requirements and applications is the best option.
Insurance
The most efficient way to cover the cost of rehab is using private insurance. This can be a policy obtained through the health insurance marketplace, a job, or as a dependent on a parent or spouse’s insurance. The specific coverage of the policy and financial responsibility for the member will vary from policy to policy.
The best practice to find out exactly what is covered and what will be needed out of pocket is to look at the policy specifications. Each rehab center can do what is known as a verification, which will shed light on the coverage terms. The individual can also reach out the insurance themselves and ask any questions they may have.
Begin a Journey of Recovery
Struggling with addiction to substances like drugs and alcohol can be extremely challenging. A major barrier for getting help is the person wondering how they will pay for rehab. Fortunately, there are many options to help with this. If you or a loved one are struggling, help is available. At Flat Irons Recovery, we offer personalized care plans including proven methods that aid in overcoming addiction.
Call us today and begin a journey to recovery.
